Terms of Service

1. Agreement

By using loancalculatorpro.in you agree to these terms. If you do not agree with them, please do not use the site. These terms are governed by the laws of India, and the courts of India have exclusive jurisdiction over any dispute arising from them.

2. What this site is

Loan Calculator Pro is a free calculation and information tool. It computes loan repayment figures from numbers you supply and publishes interest rate information transcribed from lenders’ own websites.

It is not: a lender, a broker, a lending intermediary, a deposit-taking institution, an investment adviser, or a provider of personalised financial advice. We do not arrange loans, we do not accept applications, and we cannot influence any lending decision.

3. No advice, no warranty of accuracy

All figures are estimates generated from the inputs you enter using standard reducing-balance formulas. They are provided for general information and planning only.

We make no warranty that any figure matches what a lender will quote or charge you. Your actual EMI, interest, fees and total cost are determined solely by your lender and are set out in your sanction letter and loan agreement. Always verify with your lender before making a financial decision.

Interest rates shown on this site are transcribed from lenders’ published pages at the date shown on each row. Rates change frequently, floating rates move with external benchmarks, and the rate you are personally offered depends on your credit profile. Treat every rate here as an indicative starting point requiring independent verification.

4. Limitation of liability

To the fullest extent permitted by law, Loan Calculator Pro is not liable for any loss or damage — direct, indirect, incidental, consequential or otherwise — arising from your use of, or reliance on, this site or anything on it. This includes financial loss resulting from a borrowing decision informed by figures produced here.

The site is provided “as is” and “as available”, without warranties of any kind.

5. Acceptable use

You agree not to:

• use automated means to scrape, harvest or bulk-download content at a rate that burdens the service;
• attempt to gain unauthorised access to the admin area, the database or any other restricted part of the site;
• submit unlawful, defamatory, misleading or abusive material through the feedback form;
• interfere with, disrupt or overload the service or the networks it runs on;
• republish substantial portions of the content as your own.

6. Intellectual property

The design, code, written guides and presentation of this site are the property of Loan Calculator Pro. You may reference and link to pages freely, and quote short extracts with attribution and a link. You may not reproduce substantial portions of the content without written permission.

Bank and lender names are the trademarks of their respective owners and are used here for identification and comparison only. Their appearance does not imply any partnership, sponsorship or endorsement in either direction.

7. Your submissions

When you send feedback, you grant us permission to read it, act on it, and use it to improve the site — including publishing anonymised, aggregated observations about the kinds of requests we receive. We will not publish your name or email address without your explicit consent.

8. Advertising

This site displays advertising served by Google AdSense. We do not control which advertisers appear, and the presence of an advertisement is not an endorsement. Any dealing you have with an advertiser is strictly between you and them.

9. External links

Links to lender websites are provided so you can verify rate information at source. We are not responsible for the content, accuracy, security or practices of any external site, and a link is not an endorsement.

10. Availability and changes

We may modify, suspend or discontinue any part of the site at any time without notice, and we do not guarantee uninterrupted availability. We may also revise these terms; material changes will be reflected in the date at the top of this page, and continued use constitutes acceptance.

11. Contact

Questions about these terms: hello@loancalculatorpro.in.